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Can I obtain a Mortgage to Buy a Property in Dubai?

It is possible to mortgage a property in Dubai. Both residents and non-residents can obtain mortgages from UAE banks and financial institutions if they meet eligibility criteria. Residents can receive up to 80% financing for properties under a certain value, while non-residents may secure up to 50%.

The process requires documents such as proof of income, bank statements, and identification. Mortgage terms, including interest rates and tenure, vary by lender, buyer profile, and property type. Consulting banks or mortgage brokers is recommended to find the best options. Dubai’s regulated mortgage market ensures a secure and structured process for buyers and lenders.

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