The Best Areas to Buy a Property in Ajman 2025

Pros & Cons of Buying Property in Ajman

Ajman is the smallest of the seven regions of the United Arab Emirates. It attracts the attention of investors due to its strategic location and constant development. It is located along the coast of the Arabian Gulf, bordering Sharjah, and Dubai is only 30 minutes away. All these features make Ajman a sought-after destination for those looking for lucrative UAE property investment opportunities.

Investing in property in Ajman provides a number of benefits. Housing prices here are significantly lower than in the neighbouring emirates of Dubai and Abu Dhabi. This makes the property market in Ajman accessible to a wider range of investors. For example, the cost of a studio at Al Nuaimiya starts from AED 180,000 ($49,000), and 1-bedroom apartments at Ajman Downtown — from AED 200,000 ($54,500). This is cheaper than similar offers in Dubai.

The Emirate provides the opportunity to own property on a free-hold basis — full ownership for foreign investors without the need to extend long-term leases. This creates confidence in the reliability of investments and attracts buyers from all over the world.

An additional advantage is the absence of income tax. This makes property investment in Ajman even more profitable. At Corniche Ajman and Al Rashidiya areas, ROI reaches 9.4% in the city centre and 8.3% by the sea. This is one of the highest rates in the UAE, providing a stable income for investors due to the high demand for rental properties.

In addition, thanks to the relatively low entry threshold and flexible payment plans, even first-time investors can purchase property in Ajman and earn passive income.

Ajman's residential neighbourhoods have their own characteristics and investment potential. Al Nuaimiya is a mixed development neighbourhood with skyscrapers, residential developments and developed infrastructure. There are numerous socially important facilities on its territory, namely schools, supermarkets and clinics. Here you can buy some of the most affordable apartments in Ajman. The average property price at Al Nuaimiya ranges from AED 180,000 to AED 400,000 (from $49,000 to $109,000).

Ajman Downtown is the vibrant centre of the city. Major shopping centres, educational institutions and office buildings are concentrated here. Due to the active business environment, this area attracts tenants and investors, which provides high returns. Average prices for apartments at Ajman Downtown start from AED 200,000 ($55,000) and rental demand remains consistently high.

Corniche Ajman is a coastal neighbourhood with apartment developments, panoramic sea views, promenades with restaurants and walkways. There are both inexpensive studios and luxury apartments. The cost of property at Corniche Ajman can reach several million dirhams. The high level of rental demand makes the neighbourhood promising for long-term investments.

Al Zorah is an area with a unique natural environment including mangroves, world-class golf courses and resort hotels. It is dominated by villas and premium apartments. Property at Al Zorah is targeted at buyers who prefer privacy and a high level of comfort. Prices for properties at Al Zorah start from AED 1,500,000 ($408,000).

Al Rashidiya is a densely populated neighbourhood with apartment developments, numerous markets, schools and parks. It is one of the most affordable areas for property investment in Ajman. Especially sought after among tenants are the budget studios and small apartments at Al Rashidiya.

Al Hamidiyah is an old neighbourhood with traditional architecture and spacious houses designed exclusively for UAE citizens. Private villas and townhouses predominate here. Al Hamidiyah is characterised by a tranquil atmosphere and numerous green areas.

One of the promising off-plan property projects in Ajman is Kentia Residence by GJ Properties. It is located at Al Zahya neighbourhood. Completion of construction is scheduled for Q3 2025.

The 5-storey development offers studios as well as 1 and 2-bedroom apartments. These properties in Ajman range in size from 374 sqft (35 m²) to 1730 sqft (161 m²). The layout includes a master bedroom with en-suite bathroom, kitchen, living-dining room and additional bathrooms.

GJ Kentia Residence at Al Zahya offers a fitness centre, swimming pool, children's playground, health club, lobby with reception, parking, CCTV security systems.

Located at Al Zahya, GJ Kentia Residence provides convenient access to the city's many amenities and attractions. The City Centre Ajman shopping mall, schools, hospitals and entertainment facilities are all within close proximity. Al Zahya is well connected by a network of roads and bus routes.

Ajman's property market is actively developing thanks to the activities of local and international developers. Among the leading companies it is worth noting GJ Properties. One of their most famous projects is Ajman Creek Towers. This is a development of apartments in Ajman with numerous amenities and convenient payment plans aimed at investors and ordinary buyers.

R Holding is the developer of the large-scale Ajman Uptown project. It includes residential developments, retail spaces and recreational areas. It is a complete community for comfortable living.

FAM Holding specialises in premium residential and commercial projects. Al Maha Tower can be singled out among them. It is aimed at tenants and buyers looking for high-end property in Ajman.

Ajman-based developer Sweet Homes Group focuses on residential and commercial projects and emphasises on the quality of properties. One of the significant projects is Paradise Lakes Towers. It is a development of multi-storey buildings with affordable prices for apartments and favourable purchase terms.

The return on investment for properties in Ajman remains one of the highest in the UAE. Depending on the neighbourhood, ROI reaches 9-10%. This figure is higher here than in many areas of Dubai.

In locations such as Al Nuaimiya and Ajman Downtown, ROI can be as high as 10.5% due to the high demand for rental properties. At Al Nuaimiya, small studios costing around AED 180,000 ($49,000) can generate a steady income for owners due to demand from workers and students. Ajman Downtown, as the emirate's business and social centre, attracts tenants who prefer to live close to offices and commercial facilities.

Corniche Ajman is characterised by high rental demand among families and tourists due to its proximity to beaches and well-developed social infrastructure. Here ROI can reach 8.5-9%, especially in coastal developments with sea views. At Al Rashidiya and Al Hamidiyah property values are lower. But due to the high population density and the developed network of supermarkets, schools and hospitals, rental demand remains stable and ROI ranges from 7.5% to 9%.

Due to affordable prices and growing demand for rental property in Ajman, investors receive a stable passive income. For example, in some areas a quick return on investment is possible: studios and 1-bedroom apartments in the sought-after residential areas of Ajman pay for themselves in an average of 10-12 years. This is quite favourable compared to other emirates.

Flexible purchase terms and the possibility of buying property in installments make the market accessible even for novice investors. This increases the overall investment interest in property in Ajman.

Ajman property market continues to develop and attracts more foreign investors. Between 2024 and 2025, residential property prices are expected to increase by an average of 5-7% depending on the area. This is due to increased demand from expats and local buyers.

The emirate's authorities are actively investing in infrastructure by expanding transport links, modernising roads and developing commercial zones. One of the key projects has been the expansion of the Corniche Ajman waterfront. This has led to an increase in interest in waterfront property in Ajman. A number of new residential and commercial projects have also been launched, including the Al Zorah City development, which includes apartments, offices and entertainment areas.

In 2024, the number of property transactions increased by 12% compared to 2023. This indicates a steadily growing interest in the property market in Ajman. The off-plan property segment has seen strong demand for projects with flexible payment terms and interest-free instalments. Areas such as Al Zahya and Ajman Uptown are expected to see further development in 2025, with modern residential developments under construction.

The additional increase in interest in off-plan projects opens up new opportunities for investors. This allows them to purchase property in Ajman during the construction phase at a favourable price and receive a high profit when selling or renting it out later. The combination of affordability, high ROI and development prospects makes Ajman one of the most sought-after locations for property investment in the UAE.