Opening a bank account in the UAE
The bank makes the decision, and the file decides how fast it comes. We choose banks that suit your case and prepare the documents their compliance teams ask for.
What to expect
Market ranges. Banks change their terms, so we confirm them before you apply.
| Resident | Non-resident | Company | |
|---|---|---|---|
| Minimum balance, indicative | AED 3,000–10,000 | AED 25,000–100,000 | AED 50,000–500,000 |
| Key documents | Passport, visa, Emirates ID | Passport, proof of address, bank reference | Licence, charter, founders’ passports, Ejari |
| What the bank looks at | Income | Source of funds, country | Activity, clients, founders |
| Time, indicative | 2–4 weeks at most | 2–6 weeks | Depends on compliance |
When you need it
- You are a resident or non-resident and need a personal account
- Your company has a licence and needs an account
- A bank has already asked for more than you expected
What we do
- Choose banks that fit your citizenship and activity
- Prepare the file for compliance
- Arrange the application and the meeting
- Answer the bank’s follow-up questions with you
How it goes
- 01Choose
Banks that open accounts for your case.
- 02Prepare
Documents in the form the bank expects.
- 03Apply
Application and meeting.
- 04Open
Account opened, online banking set up.
What compliance will ask
- Where the money comes from
- Statements, contract of sale, dividends.
- Who your clients are
- Contracts or invoices for a company.
- Why the UAE
- Property, residency, operations.
- Who stands behind the company
- Every owner and final beneficiary.
Documents
- Passport
- Emirates ID, if you have one
- Bank statement for 6 months
- For a company: licence, charter, founders’ passports, Ejari, business plan
Decisions rest with the bank, and we cannot promise the outcome. We prepare the file so that nothing avoidable stands in the way.
Questions
Can a non-resident open an account?
Yes, at some banks, usually with a larger minimum balance and more documents. We will tell you which ones are realistic.
